All risks

ALL RISKS PROPERTY DAMAGE (ALL RISK)

What is covered?

All material damage suffered to the insured property, provided they are not specifically excluded, and its origin is sudden, unforeseen or accidental.

For whom is this insurance product orientated?

It is an ALL RISK product which covers damage to property mainly focused on industrial facilities:

• Manufacturing.
• Transformation.
• Storage.
• Distribution.
• Repair.

Advantages:

The majority of PYME (Medium and small size companies) policies in the market are risk nominated, our policy ALL RISK, is an ALL MATERIAL DAMAGE.

Coverage:

ALL MATERIAL DAMAGE to building and contents with basic risks may include:

• Theft and robbery.
• Machinery breakdown.
• Loss of profits.
• These coverage’s are complemented with three options, to choose from, for costs as a result from a claim:
  • Trees, plants and gardens.
  • Money in any situation.
  • Money in safe box.
  • Artistic Objects.
  • Salvage costs.
  • Debris removal costs.
  • Removing of sludge.
  • Goods of the insured held by third parties insured.
  • Goods held by the insured from third parties.
  • Damage to external carriers and data recovery.
  • Fire extinction costs.
  • Surveillance costs.
  • Expenditure of forced eviction.
  • Costs and expert fees of the insured.
  • Stock replenishment costs, securities.
  • Increased cost of operation.
  • Money not in a safe (Robbery and theft).
  • Money in safe (Robbery and theft).
  • Convey of funds.
  • Theft from the outside.

An interesting coverage supplementing the capital insured.

EXCESS:

Excess per claim, from 500,00 €. Chance of largest excess, with discounts