General Liability

The claims faced by the industrial companies, resulting from the exercise of their business, are becoming more frequent and larger, so that any activity of this nature should be devoid of adequate coverage for General Liability.

C.U.A. SA. Specializes in the field of liability insurance providing insurance brokers with a comprehensive and competitive offer.

For whom is this insurance? Due to the extensive list of activities that we can insure, we are able to offer policies to any type of industrial activity, in need of Liability coverage to ensure the claims they may experience, resulting from the development of their business.

ADVANTAGES OF A SINGLE POLICY
Possibility of insuring in one policy in a wide range of coverage’s Liability:

1. General liability, to cover liability, as regulated in articles 1902 of property damage, bodily, or consequential of these, caused to third parties, and the development of derivatives industrial activity. Within this concept we must understand including, among others, the damage caused as a result of the following activities: As the owner or the premises or manufacturing facilities where the activity of the company, such as damage by water or fire, caused to an industry or office beneath the facilities of the insured. On or damage caused by the employees themselves in carrying out their work, both within their own premises, as in the third party liability. For the general services provided by the company, such as canteens, nurseries, etc.

2. Products Liability for finished goods or works delivered, also called works completed to cover body injury, material or those mentioned above, and the complementary hiring is to the Public Liability, which may include product recall of defective products from the market, the cost of restoring public image, the risks arising from the mixture & blending of products with the insured later, and so on. This pattern covers the majority of claims that may be made under the Consumer Protection Law and defective products.

3. Employers' liability for body injuries that employees might suffer as a result of the Insured of a work accident, due to lack of security measures, or by a poorly implemented.

4. Environmental liability for damage to the environment, or the restitution of the damaged caused, derived from contamination by accidental spills, leaks or fumes, among others, toxic or dangerous to the environment. Limits of Coverage.

We have the highest limit coverage of the market, being able to choose from several options to suit your needs.

Flexibility in the cost of the Policy
Ability to reduce the cost of the policy by implementing various deductibles.

Temporal Scope
Our products are usually bound on the Claims made basis, which is covered by any claims made against the insured for the first time during the period of insurance, in the performance of its industrial activity, including the acts of its employees, technicians and individual collaborators subcontractors, In the service of the company. In this case, it is possible to include retroactivity of the policy oldest contracted, without interruption coverage to date.

Territorial Scope
EU, and may be extended to worldwide, including U.S.A. and Canada.